By Amy Maliga, Take Charge America
This blog post has been modified from the America Saves blog.
If you feel guilty about wanting to return or exchange a not-quite-right gift you received during the holidays, don’t! You’re not alone. The National Retail Federation estimates that Americans return or exchange more than $50 billion worth of gifts every year.
Military personnel who have trouble handling their personal finances can very quickly find their duty status, potential promotions and even military careers in jeopardy. And, over time, the lingering burden of debt can add stress to their personal relationships and damage their credit profile. But does that debt have to be a career-killer?
The January 2015 Military Saves Newsletter is now available! Don't miss out on these highlights from December (and many more):
It’s a new year and an opportunity to get re-energized about saving money and reaching your savings goals.
By Abigail C. Reid, Federal Retirement Thrift Investment Board
If you’re an active duty member of the Army, Air Force, or Navy* making dollar-amount Roth contributions to your TSP account, these deductions will stop January 31, 2015, unless you act now.