I came into the Air Force at 23 years old in 1993 with about 12 outstanding bills (hospital bills, car loan, car insurance, school loans, credit cards, etc.). You name it, I had the bill. Thanks to the Family Support Center, Dave Ramsey's Financial Peace University, and many other sources, I now have no outstanding bills.

I only have rent and utilities (no even a car payment). I want to help other military members get out of debt. I was able to pay off all my bills by year 1999. I used money from TDYs and deployments to pay off my bills from the least to the greatest principal. At the same time, I started building an Emergency Fund. 

Now I have the following:

  • A Good Basic Need Budgeting Plan
  • Money Market Emergency Fund
  • Roth IRA
  • TSP

I hardly use credit cards and I access my credit report annually through www.annualcreditreport.com. This website is free unless you want your credit score along with it. The credit score costs about $5.00. I take whatever financial management information the military has to offer and apply them to my own financial management and it works. I am always willing to learn more and help other people get a handle on their finances.

TSgt Shaunta Hopson
43rd Logistics Readiness Squadron
U.S. Air Force


We want to brag about you! If you have a story to tell about your organization's Military Saves activities, please contact us.

Tell us about:

  • How you got the campaign going in your unit or other organization
  • What you've done to involve children and other family members
  • How much money your members have saved since getting involved in Military Saves
  • Particular individuals and families whose lives have improved because of saving money, or
  • Whatever you're especially proud of and want the rest of the military community to know about!

Saver Stories View all »

One That Almost Got Away

Brody Lockwood - Like a typical fledgling, I started down the track of financial indebtedness. Nineteen years old and nothing to lose. Credit - who need it? Savings - that was for older people with responsibility. Debt - my parents were in debt ergo it must be OK. When I was eligible for reenlistment, I reenlisted for a multiple of 3 worth $15K. I was happy to pay off my debt, but would I be able to stay out of debt?

Read more...

A Plan for Success

SSGT Zuniga

I’m Staff Sergeant Robert Zuniga and I have been an active duty Air Force medic for eight years. I plan on staying in long enough so that I can retire at 20 years. I have always been interested in personal finance and would like to share how it IS possible for me and my stay-at-home wife and two kids to not only save and invest a ton of money but also have a lot of responsible fun as well on 'low' enlisted pay. You CAN do it too!

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Naval Battalion's Effort Yields Team Success

Construction Battalion Five, DETAIL CHINHAE would like to share our campaign success story with you!

Currently we have 23 members on our Det, (all of whom have registered with militarysaves) and out of them 16 are planning for retirement by saving and investing money in the Federal Thrift Savings Plan.

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