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Tips, advice, and the latest news from the savings world.

4 Reasons You Shouldn’t Fall Prey to the Payday Loan Trap

Debt Payday Loans
Written by April Crews · 17 April 2014

Payday loans can set you up for debt that can come back to haunt you later, especially if you take out more than you can truly afford to pay back.  It can be difficult for someone on a fixed budget to pay back these expensive loans in just two weeks, which is generally the amount of time given to repay such loans.  If you’ve considered resorting to a payday loan to pay off an emergency expense, consider the following before doing so:

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3 Ways to Celebrate Financial Literacy Month

Written by Katie Bryan · 16 April 2014

America Saves celebrates National Financial Literacy Month, recognized in April, by sharing three ways individuals can take financial action by saving money, reducing debt, and building wealth.

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Nine Tips to Help You Better Understand Your Credit

Credit History
Written by Guest Blogger · 15 April 2014

The following post comes from the USA.gov blog.  Find them at http://blog.usa.gov/

Making financial decisions can be confusing and overwhelming, to the point that you do nothing to prepare for your financial future. But this Financial Literacy Month, we’re helping you understand finance basics so you can make money decisions with confidence.

Step one is understanding your credit. Use these tools and resources to pull your credit report for free and understand how money decisions you make impact your credit.

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6 Tips to Help You Reduce Credit Card Debt

Debt
Written by April Crews · 10 April 2014

You or someone you know will most likely deal with some type of credit card debt. But you can avoid credit card debt, and pay down your debt faster, if you are disciplined and determined not to let your credit cards control you. Here are some tips that can help:

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3 Ways to Prevent Identity Theft

Written by April Crews · 03 April 2014

With so many scams popping up monthly, it’s good to be reminded of ways that you can avoid being a victim of identity theft. Here are three tips that you can live by that help:

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Tip of the Day

  • Written by Guest Blogger | April 18, 2014

    Don't Fall Prey to the Payday Loan Trap! Read these tips alternate options http://ow.ly/vTKTh

Saver Stories View all »

One That Almost Got Away

Written by Super User | November 26, 2010

Brody Lockwood - Like a typical fledgling, I started down the track of financial indebtedness. Nineteen years old and nothing to lose. Credit - who need it? Savings - that was for older people with responsibility. Debt - my parents were in debt ergo it must be OK. When I was eligible for reenlistment, I reenlisted for a multiple of 3 worth $15K. I was happy to pay off my debt, but would I be able to stay out of debt?

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Regular Savings is the Key to Success

Written by Super User | November 26, 2010

My name is Chris Strong. I joined the Air Force on 25 March, 1985. On that day, my financial life changed forever. I was introduced to saving bonds in Basic Training. Savings bonds were the big thing back then just like the Thrift Savings Plan is today. A Colonel gave us a briefing. I cannot remember his name but I can remember the 100 savings bonds he had posted to a piece of card board. He gave us a speech on the importance of saving money and how it can change your life. He inspired me to save.

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Meet Wacinque BeMende

Written by Super User | November 26, 2010

Meet Wacinque BeMende. He’s so passionate about encouraging savings and promoting financial literacy, he’s established his own Kid’s Savings Program. Wacinque donated $15,000 to the Community Action of Laramie County in Cheyenne Wyoming to begin the Wacinque “ Rhino” Fund Endowment to help kids open savings accounts.

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