Make a Plan: How to Save

When it comes to saving money, the sooner you start, the better. It's not an act that's accomplished overnight, but a process that happens gradually and grows over time. Just remember, Start Small, Think Big.

Making ends meet can be a challenge. And in today's tough economy, you may wonder how it's possible to spare anything. But any amount saved - a quarter, a dollar - is progress. Those quarters and dollars add up. As you get into the habit of routinely "paying into your savings" you'll see the money you're setting aside grow.

Five Saving Strategies

Not sure what you should be saving for? Get started with one of our top five savings strategies.

Savings Tips

54 ways to cut back spending and save some cash.

Finding Money to Save

Find out how small amounts saved each month can equal large yearly savings.

Saving on a Tight Budget

Here are our top ten tips for saving money when budgets are tight.

Financial Products

Not sure where to put the money you save? These accounts can help keep your money safe, secure, and growing.

Saving with U.S. Savings Bonds

Setting money aside for the future is an important step toward reaching your long-term goals, whether that means saving for your child’s college education or preparing for a more comfortable retirement. Learn how convenient saving can be with Treasury securities.

Saving at Tax Time

Receiving a refund this tax season? Learn how to use that money to pay down debt and save instead of buying something you might not really need.

Tip of the Day

  • Save on #housing costs by living near your workplace - it can save up to $1000 a year!  http://t.co/sKox04ksLY 

Pledge to Save

I pledge to save money, reduce debt, and build wealth over time. I will encourage my family and friends to do the same

Pledge to Save

Saver Stories View all »

One That Almost Got Away

Brody Lockwood - Like a typical fledgling, I started down the track of financial indebtedness. Nineteen years old and nothing to lose. Credit - who need it? Savings - that was for older people with responsibility. Debt - my parents were in debt ergo it must be OK. When I was eligible for reenlistment, I reenlisted for a multiple of 3 worth $15K. I was happy to pay off my debt, but would I be able to stay out of debt?

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Regular Savings is the Key to Success

My name is Chris Strong. I joined the Air Force on 25 March, 1985. On that day, my financial life changed forever. I was introduced to saving bonds in Basic Training. Savings bonds were the big thing back then just like the Thrift Savings Plan is today. A Colonel gave us a briefing. I cannot remember his name but I can remember the 100 savings bonds he had posted to a piece of card board. He gave us a speech on the importance of saving money and how it can change your life. He inspired me to save.

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Money on the Side

Camp Arifjan, Kuwait -- A colonel in the 1st Theater Sustainment Command has money on his mind.

Army Col. George Fields, the Chief of Intelligence, or G2, has been teaching a free "Managing Your Money" class here in his spare time. More than 400 students have attended his six week-long class to learn more about increasing their own finances.

"All I did was sit down and listen to a guy one day who showed me what he was doing" said the colonel as he explained how he became interested in what he calls, "becoming financially free."

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